Business financing referrals · Garden businesses

A funding request for the garden season ahead.

Plants, compost and growing supplies may arrive weeks before their main selling period. Describe the order or equipment your garden business needs and when suppliers require payment.

Illustration of garden businesses and their working space

Take time to compare

Understand costs and repayment dates

01

Provider identity

Confirm which company would provide the financing and which agreement you would sign.

02

Payment schedule

Check when repayments start, their frequency and how long the obligation lasts.

03

Other requirements

Understand any collateral or personal-guarantee requirements before accepting the offer.

Get the request in order

Get ready to describe your business

Use recent trading information when selecting the revenue and time-in-business ranges.

  • 01Your business purpose and the proposed funding amount
  • 02The business start date and monthly sales range
  • 03Your company name, industry and estimated credit bracket
  • 04The owner’s name, email and mobile contact details
Illustration of garden businesses equipment and workspace
Illustration of garden businesses equipment and workspace

Garden businesses · funding preparation

A budget for the work ahead

Plant care and unsold seasonal stock continue to cost money after delivery. Keep those expenses visible when comparing the requested funding with the expected selling season.

Spending priorities

What your request could cover

01

Seasonal stock

Spring plants and seasonal supplies can require advance deposits. Use expected turnover and available growing or display space to set the purchasing budget.

02

Growing equipment

Irrigation, benches and propagation equipment may need installing before new stock arrives. Include setup and changes to the existing growing area.

03

Retail improvements

Displays, covered areas and checkout equipment can prepare the site for busy weekends. Price the fitting work separately from the inventory that will fill the space.

Understand the process

What happens to a funding request

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Details about the referral

Our role in a funding request

Who may receive my application details?

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Who reviews the application?

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

When could I hear about my request?

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

What happens when I confirm my contact details?

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Start your request here

Describe the funding your business is considering

When the expense and timing are clear, use the form to submit your business funding request.